Here's why:
* Germ cells are the cells that give rise to sperm and egg cells (gametes). These are the cells involved in sexual reproduction.
* Somatic cells are all the other cells in the body (like skin cells, muscle cells, etc.). Mutations in somatic cells are not passed down to offspring.
Therefore, a mutation must occur in a germ cell (egg cell in this case) for it to be passed down to the woman's offspring.