* Water Velocity: As water flows around a bend, it moves faster on the outside of the bend due to the centrifugal force. The water on the inside of the bend slows down.
* Sediment Transport: Faster-moving water has more energy and can carry larger sediment particles. As water slows down on the inside of the bend, it loses energy and deposits the sediment it was carrying.
* Point Bar: This deposited sediment forms a feature called a point bar, a gradual, sloping deposit of sand and gravel on the inside of the river bend.
In summary: The slower water on the inside of a stream bend leads to deposition, forming a point bar.