The term used to describe an ecological community with high moisture and temperature is tropical rainforest.

Here's why:

* High Moisture: Tropical rainforests receive a significant amount of rainfall year-round, creating a consistently humid environment.

* High Temperature: These biomes are located near the equator, experiencing warm temperatures throughout the year with little seasonal variation.

While there are other biomes with high moisture, like temperate rainforests, the combination of high moisture and high temperature is a defining characteristic of tropical rainforests.