1. Soft Credit Checks: When you check your credit score personally (for example, through a credit bureau's website or a personal finance app), it is considered a "soft" credit check. Soft checks do not affect your credit score, as they are done for informational purposes only.

2. Credit Scoring Algorithm: Credit scoring algorithms used by credit bureaus do not penalize you for checking your own credit score.

3. Frequent Scores: Checking your credit score frequently can actually help you monitor your credit health, identify potential errors or fraud, and take steps to improve your score.

However, it's important to note that some lenders or creditors may perform a "hard" credit check when you apply for credit, which can slightly impact your credit score. However, this impact is usually minimal and temporary.

It is generally recommended to track your credit score on a regular basis to stay informed about your financial situation and proactively address any issues that could affect your creditworthiness.