Here's the breakdown:

* Ownership: The land surrounding Lake Navajo is primarily owned by the Navajo Nation, a sovereign Native American nation. The lake itself is a reservoir created by the Navajo Dam, built and operated by the U.S. Bureau of Reclamation.

* Development: Developing land within the Navajo Nation is a complex process that requires careful consideration and approvals from the tribal government.

* Land Acquisition: Acquiring land from the Navajo Nation requires navigating their complex land ownership laws and obtaining the necessary permits.

* Environmental Protection: Lake Navajo is a vital resource for the Navajo people and the surrounding ecosystems. Development must adhere to stringent environmental regulations to protect water quality and wildlife habitat.

* Tribal Consultation: Extensive consultation with the Navajo Nation is required throughout the development process to ensure respect for their cultural values and traditions.

To develop land around Lake Navajo, you would need to:

1. Contact the Navajo Nation: Identify the specific land parcels you are interested in and initiate communication with the Navajo Nation government.

2. Consult with legal experts: Seek legal guidance on navigating Navajo land ownership laws and permitting requirements.

3. Engage with tribal representatives: Participate in discussions and gain approval from the Navajo Nation for your development plans.

4. Obtain necessary permits: Secure all required permits from the Navajo Nation, U.S. Bureau of Reclamation, and other relevant authorities.

5. Follow environmental regulations: Comply with environmental regulations to protect the lake's ecosystem and surrounding lands.

Remember, development within the Navajo Nation is a sensitive issue and requires respect for tribal sovereignty and cultural heritage. It's crucial to approach this process with sensitivity and a commitment to sustainable development.