Here's why:
* Insulators are materials that resist the flow of electricity. They have tightly bound electrons that don't move easily.
* Conductors allow electricity to flow easily through them because they have loosely bound electrons that can move freely.
While a shirt might not be a perfect insulator, it will significantly hinder the flow of electricity compared to a metal conductor like copper wire.
However, there are exceptions:
* Wet clothing: When a shirt is wet, it can become a better conductor of electricity because water is a good conductor.
* Conductive fabrics: Some fabrics, like those containing metal threads, can be designed to be more conductive. These are often used for things like anti-static clothing.
In general, though, it's safe to assume that a dry shirt will act as an insulator.